All Posts Tagged With: "Personal Finance"

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Be a Part of the Latest Buzz in Personal Finance

Have your own personal finance blog?
~Become a part of the Buzz~
Sign up now! It’s Free!
 
 

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12Aug2008 | User ImageLisa | 0 comments | Continued
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Pension Cutbacks Could Burn Retirees

What Can You Count On in Retirement?
A friend of mine, retired on a company pension for ten years now, was recently sweating it out.
Seems the health insurance piece of her pension could have been negotiated out of the latest contract just finalized between her union and former employer.
Does a company have the right to take […]

11Aug2008 | User ImageLisa | 0 comments | Continued
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Cash for Clunkers - A Great Idea

Alan Blinder of the New York Times is proposing a new eco-friendly stimulus package called Cash for Clunkers. He describes it as “the best stimulus idea you’ve never heard of.”
I agree. The plan in a nutshell:
“Cash for Clunkers is a generic name for a variety of programs under which the government buys up […]

27Jul2008 | User ImageLisa | 7 comments | Continued
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Finally Some Relief for Struggling Home Owners

Finally, it’s the victim’s turn. The New York Times reports that the senate is about to pass a bill assisting suffering homeowners, and it’s a good one.
You’ll be able to cancel your subprime mortgage and replace it with a new fixed rate mortgage at 90% of your home’s current value.
There are other benefits for […]

25Jul2008 | User ImageLisa | 2 comments | Continued
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Red Sox Nation - Bust Your Budget With a Smile

Even those who hate baseball in New England, love the Boston Red Sox.
Every home game in Fenway Park since May 15th, 2003 has been sold out. That’s over five years.
And what other team could pose for Hairstyles of the Rich and Famous? (see photos below)
We are a Red Sox Nation.
I knew what a […]

17Jul2008 | User ImageLisa | 3 comments | Continued
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“I Haven’t Saved a Dime,” or “Will I Have a Heart Attack When I Retire?”

At Americans’ current savings practices, 4 out of 5 people will not have enough money to retire in their accustomed lifestyle.
A recent study by Hewitt Associates, an international human resources consulting firm, says that “rising medical costs, lengthening life spans, and the declining prevalence of pension and retiree medical benefits” are all contributing to a […]

15Jul2008 | User ImageLisa | 9 comments | Continued
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The Psychology of Money: The Power of Suggestion Can Cost You

A variety of psychological and marketing studies have shown that when American’s pay more for something, it becomes more valuable to them - whether the product is really more valuable or not. Here’s some examples:
Medicine
–John Grohol, in his book, Predicably Irrational, describes a case study where
“the cost of a pain pill was directly related […]

9Jul2008 | User ImageLisa | 13 comments | Continued
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“A Living Nightmare” - or “What Happens When You Actually Have to File a Claim With Your Car Insurance Company”

 
“I Won’t Be Able to Meet You, Honey - A Tree Fell on My Car.”
 
This is not my car, but you get the idea.———–>
 
 

It happened in my driveway, a week ago last Friday. It was a perfect, sunny New England day, 75 degrees, and a clear blue sky.
My house windows were open as I […]

22Jun2008 | User ImageLisa | 2 comments | Continued
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Revisiting the Buy vs Rent Question

Whenever there’s an incremental fluctuation in home prices, it can pay off financially to revisit the “buy vs rent “question.
In the last 10 years, with the housing bubble at its peak, renting was a viable, and often by far the best, financial choice.
But, depending upon where you live, the tide may have turned. As […]

30May2008 | User ImageLisa | 3 comments | Continued
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I Had a Dream That I Maxed Out All of My Credit Cards in One Glorious Day

And what a day it was! A massive spending spree.
I just woke up, and I’m still a little fuzzy as to whether or not I dreamed it, or actually did it.
I currently have seven credit cards, six of which I don’t use. At this very moment, I have a total of 97 thousand […]

10May2008 | User ImageLisa | 8 comments | Continued
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The Psychology of Money: Which Money Personality Do You Identify With?

Dr. Kathleen Gurney, CEO of the Financial Psychology Corporation, believes that each of us falls into one of nine money personalities. Each type has its own strengths and weaknesses. By understanding the strengths and weaknesses of your type, you can optimize your financial planning to a style that fits you.
Do you see yourself […]

5May2008 | User ImageLisa | 3 comments | Continued
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Running the Gauntlet on Debt: A Debt Reduction Plan

OK, you got yourself here, now what? You’re surrounded by your 44 inch flat screen TV, there’s a new car in the driveway, and you could start a company called Video Game Central. But you’re bottom of the barrel broke. You’re paying the minimum on three of those fancy “Platinum” Credit Cards, […]

29Apr2008 | User ImageLisa | 6 comments | Continued
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Free: Twenty-five Dollars Until May 15th

The Revolution Money Exchange is taking on the world, and they need you! OK, not the world, but PayPal, which is like the world, when it comes to on-line payments. And, think about it, PayPal has no competition. Until now.
But to compete, Revolution Money needs subscribers. This is where we cash […]

27Apr2008 | User ImageLisa | 1 comment | Continued
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How Long Could You Go Without Buying Something New?

I can’t buy my free range chicken hot dogs used, but what about everything else?
Would it be that hard? Wouldn’t one of the the golden rules of a sustainable planet be to make less garbage-? I have nightmares of floating around in the ocean surrounded by big white trash bags.
I found this on […]

25Apr2008 | User ImageLisa | 2 comments | Continued
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“Cha-Ching” Spending

“New perspectives on how our self-control interacts with our spending see a battle between impulsive, emotional processes and far-sighted planning processes.”

18Apr2008 | User ImageLisa | 4 comments | Continued