All Posts Tagged With: "Debt Reduction"

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Try Your Hand at Solving the National Debt Crisis

Show Washington how it’s done. Play Budget Hero. Solve the National Debt Crisis, and be home in time for dinner.

26Sep2008 | User ImageLisa | 0 comments | Continued
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Credit Scores - How They Are Determined May Surprise You

John knows he’d better pay his bills on time if he and his wife are to buy their dream house next spring.  He finally has his credit score cleaned up, and doesn’t want to go through that arduous process again.
What John doesn’t know is that the bar tab he picks up with his credit […]

6Sep2008 | User ImageLisa | 1 comment | Continued
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10 Ways to Bury Yourself In Debt

Guaranteed budget killers.

Get Divorced.
Divorce court = lawyer’s paradise.  Cha-ching.
Gamble.
This includes copius amounts of lottery tickets.
Play the stock market when you don’t know what you’re doing.
Same as #2.
Buy a Cadillac when a Corolla will do.
Repeat after me:  I can’t afford it.
Spend tomorrow’s money today just for fun.
Only spend tomorrow’s money today if the bottom falls […]

20Aug2008 | User ImageLisa | 18 comments | Continued
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Finally Some Relief for Struggling Home Owners

Finally, it’s the victim’s turn. The New York Times reports that the senate is about to pass a bill assisting suffering homeowners, and it’s a good one.
You’ll be able to cancel your subprime mortgage and replace it with a new fixed rate mortgage at 90% of your home’s current value.
There are other benefits for […]

25Jul2008 | User ImageLisa | 2 comments | Continued
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There’s No Lake

I was talking to a friend about money, and for some reason they kept talking about some lake.
They kept saying “There’s no lake. There’s no lake.”
What?
Ohhhhh, Snowflake. You mean saving small amounts of money until you have enough to build a glacier or something.
ugh.
 
 

 
 
 
Hey, they could’ve been talking about the lake effect.
 
 
 
Or, it appears […]

17May2008 | User ImageLisa | 3 comments | Continued
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Running the Gauntlet on Debt: A Debt Reduction Plan

OK, you got yourself here, now what? You’re surrounded by your 44 inch flat screen TV, there’s a new car in the driveway, and you could start a company called Video Game Central. But you’re bottom of the barrel broke. You’re paying the minimum on three of those fancy “Platinum” Credit Cards, […]

29Apr2008 | User ImageLisa | 6 comments | Continued
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“Cha-Ching” Spending

“New perspectives on how our self-control interacts with our spending see a battle between impulsive, emotional processes and far-sighted planning processes.”

18Apr2008 | User ImageLisa | 4 comments | Continued
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When People Go Bad: A History of the Subprime Mess

I’ll sum it all up in four words - deregulation, unscrupulous, predatory, greed.
There you have it. And now, here we are, in up to our necks, even atheists helplessly praying, watching as our 401ks shrink from ripe plump grapes into shriveling raisins, hoping we still have our homes and some retirement money left when the […]

14Apr2008 | User ImageLisa | 12 comments | Continued
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The Dope on Credit Card Debt

These are the best ideas for credit card usage I’ve seen! Thanks for the sound advice. Lisa

30Mar2008 | User ImageLisa | 23 comments | Continued