Personal Finance

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Red Sox Nation - Bust Your Budget With a Smile

Even those who hate baseball in New England, love the Boston Red Sox.
Every home game in Fenway Park since May 15th, 2003 has been sold out. That’s over five years.
And what other team could pose for Hairstyles of the Rich and Famous? (see photos below)
We are a Red Sox Nation.
I knew what a […]

Popularity: 18% [?]

17Jul2008 | User ImageLisa | 1 comment | Continued
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Make Money On-Line Playing Wild Treasure

Think you know a lot about finance, or movies, or poetry? Put your mind to the test, at a new website called Wild Treasure. Sign up is free. There are cash prizes if you win.
Or should I say, when you win?
From the Wild Treasure Website:
“What is Wild Treasure?
Wild Treasure is […]

Popularity: 18% [?]

16Jul2008 | User ImageLisa | 3 comments | Continued
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“I Haven’t Saved a Dime,” or “Will I Have a Heart Attack When I Retire?”

At Americans’ current savings practices, 4 out of 5 people will not have enough money to retire in their accustomed lifestyle.
A recent study by Hewitt Associates, an international human resources consulting firm, says that “rising medical costs, lengthening life spans, and the declining prevalence of pension and retiree medical benefits” are all contributing to a […]

Popularity: 28% [?]

15Jul2008 | User ImageLisa | 9 comments | Continued
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The Final Punch - Inflation

The last year has not been easy. What was a flourishing economy turned out to be nothing more than another fabricated economic bubble, inflated beyond recognition.
It was a nice dream while it lasted. The bottom feeders, subprime lenders and the like, were thriving, but so weren’t many of us.
I know for me, my […]

Popularity: 35% [?]

8Jul2008 | User ImageLisa | 6 comments | Continued
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Fight Back Against Walmart - When Does the Cost of Being Frugal Become Too High?

When I was growing up there were certain kids on the playground that ruled. They were the the bullies, the ones who either physically - for the boys- or verbally - for the girls - took control by plain force or other more devious means. Out of fear, I often joined in - because who […]

Popularity: 48% [?]

6Jul2008 | User ImageLisa | 7 comments | Continued
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Nickel and Dimed - Service Workers Adjust to Lower Tips

If you make your living in the service industry, you’re economic woes are going doubly deep.
“People can’t afford to be generous right now,” says Susan, a server at a Boston restaurant. “They’ll leave the 15%, but you don’t get the 20% tippers too often anymore. I guess it’s going into their gas tanks.”
The […]

Popularity: 41% [?]

4Jul2008 | User ImageLisa | 3 comments | Continued
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When Fuel Prices Go Up, America Slows Down

The face-paced life of many Americans has a new ball and chain: fuel.
It costs too much. Whether it really is because there’s not enough of it, or the oil companies are cashing in because of the perception that there’s not enough of it, we’re all feeling the pinch.
High fuel costs make everything cost […]

Popularity: 62% [?]

26Jun2008 | User ImageLisa | 2 comments | Continued
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The Dope On Stagflation

(This is a repeat of an article I published March 1st, with some modifications)
From 1969-1982 the United States experienced its worst economic slow down since the depression. Deemed as a period of stagflation (stagnation + inflation),Richard Samuelson, in a recent Newsweek article, described it this way: “a spiraling combination of high (or rising) inflation, high […]

Popularity: 46% [?]

22Jun2008 | User ImageLisa | 2 comments | Continued
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“A Living Nightmare” - or “What Happens When You Actually Have to File a Claim With Your Car Insurance Company”

 
“I Won’t Be Able to Meet You, Honey - A Tree Fell on My Car.”
 
This is not my car, but you get the idea.———–>
 
 

It happened in my driveway, a week ago last Friday. It was a perfect, sunny New England day, 75 degrees, and a clear blue sky.
My house windows were open as I […]

Popularity: 41% [?]

22Jun2008 | User ImageLisa | 2 comments | Continued
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Debt Can Ruin Your Health In More Ways Than One

People with newly acquired extreme debt also reported having a higher percentage of stress induced illnesses than those without extreme debt.
A recently conducted AP-AOL Health Poll found that:

27 percent had ulcers or digestive tract problems, compared with 8 percent of those with low levels of debt stress.
44 percent had migraines or other headaches, compared […]

Popularity: 33% [?]

11Jun2008 | User ImageLisa | 3 comments | Continued
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The Power of Persuasion: Eight Strategies for Getting Exactly What You Want

Whether you’re a salesman, a supervisor, a computer programmer, or a stay at home mom, the art of persuasion can be a key element to your success at work, and, indeed, in many aspects of your life.
“Persuasion is a key element of all human interaction, from politics to marketing to everyday dealings with friends, family […]

Popularity: 33% [?]

8Jun2008 | User ImageLisa | 1 comment | Continued
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Real Estate - Selling Your Home in a Buyer’s Market

Find a good real estate broker.
If you stop reading here, take that with you.
When I was selling a home a few years ago, the market was just at the beginning of it’s downturn. I was lucky enough to have an astute broker friend that was available to assist me. “Joe” was extremely diligent, […]

Popularity: 31% [?]

5Jun2008 | User ImageLisa | 5 comments | Continued
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Revisiting the Buy vs Rent Question

Whenever there’s an incremental fluctuation in home prices, it can pay off financially to revisit the “buy vs rent “question.
In the last 10 years, with the housing bubble at its peak, renting was a viable, and often by far the best, financial choice.
But, depending upon where you live, the tide may have turned. As […]

Popularity: 36% [?]

30May2008 | User ImageLisa | 3 comments | Continued
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Target-Date Retirement Funds - Driving Into Retirement on Cruise Control

Target-Date Retirement Funds gradually change from a more aggressive, risky portfolio to a more conservative, safe portfolio as you get closer to retirement. They’re meant to take the worry out of retirement investing, but remember, you also give up a certain amount of control. These funds have become popular in the last […]

Popularity: 28% [?]

29May2008 | User ImageLisa | 3 comments | Continued
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Foreclosure Frenzy

The enormity of the subprime debacle continues to unfold.
RealtyTrac - the pulse of foreclosure info - reports that in April, 243,000, or 1 of every 519 households across the country, were sent foreclosure notices. That’s 67% higher than April 2007, and a 4% increase over last month.
“It’s the highest monthly total we’ve seen since we […]

Popularity: 32% [?]

22May2008 | User ImageLisa | 7 comments | Continued