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Debt Can Ruin Your Health In More Ways Than One

People with newly acquired extreme debt also reported having a higher percentage of stress induced illnesses than those without extreme debt.

A recently conducted AP-AOL Health Poll found that:

  • 27 percent had ulcers or digestive tract problems, compared with 8 percent of those with low levels of debt stress.
  • 44 percent had migraines or other headaches, compared with 15 percent.
  • 29 percent suffered severe anxiety, compared with 4 percent.
  • 23 percent had severe depression, compared with 4 percent.
  • 6 percent reported heart attacks, double the rate for those with low debt stress.
  • More than half, 51 percent, had muscle tension, including pain in the lower back. That compared with 31 percent of those with low levels of debt stress.

These people also reported having “more trouble focusing and sleeping,” and were also more likely to fly off the handle without provocation.

What you can do:

If you’re experiencing any of the above symptoms, whether it be caused by debt, or caused by other stress related factors in your life, there are actions you can take to ease the pain:

  • Cut out coffee and other caffeinated beverages.
  • Exercise. You don’t have to run a marathon. Go for a walk, or wash the kitchen floor. If you’re more energetic, try a yoga class, or join the local gym.
  • Meditate. I hate this one, never do it, but many are successful at it, and I hear it works wonders.
  • Breathe. Often during a stressful situation, people “forget” to breathe. Consciously reminding yourself to do it can keep the oxygen flowing to your brain, and have a surprisingly calming effect. Slow, comfortable, deep breathes.
  • Get Enough Sleep. A good night’s sleep can do wonders for the psyche. This can be a tough one to manage, especially if your worry genes are working in overdrive, or your burning the candle at both ends with an extra job.
  • Reframing. One of the most powerful stress reducers, “reframing is changing the way you look at things so you can feel better about them.” e.g. - keep the cup half full rather than half empty.
  • Keep your expectations realistic. or as my father used to say, “you can’t get water from a stone.”
  • Make sure you take some time off. If you burn yourself out, you’ll only make matters worse. Strive to maintain balance in your life.

If this interests you, you may also want to check out “Having a Bad Hair Day? Four Stress-Relieving Tips.”

What are some ways you ease stress?

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Filed Under: Debt ReductionPsychology of Money

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  1. Mike says:

    Wow. I wonder if the debt is the cause of the stress, or if the stress is the cause of the debt - ?

    Mikes last blog post..Writing good complaint letters

  2. Hmmm Id worry about the validity of your poll given it is scientifically proven that ulcers aren’t caused by stress, that is an urban legend. Still I understand that financial strain is a problem, but it is easily fixed.I find most people who are the most stressed about their financial situationa are those that are trying to keep up with the Jones ie keep the high flying lifestyle while struggling to pay debt.
    Beat The Bank

    Beat the Banks last blog post..Calculating Interest: The Maths Lessons you needed to remember….

  3. C Edwards says:

    I thought the medical community had established that stress and ulcers were unrelated. Nevertheless, the info is important and there is no doubt that stress is detrimental to good health.

    C Edwardss last blog post..Do Debtors Have Any Rights?

  4. Its always good to see other people thinking like me. Thanks

  5. Great post.

    Its a sad fact of life that debt causes huge stress. Money and debt are such emotional issues that it is hard to manage our stress reactions to them. Debt causes stress for sure and the only real way to stop the stress is to take positive action in trying to reduce your debt burden.

    Until Debt Do Us Parts last blog post..Renting is better than buying and here’s why

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